2022 California
Legislative Recap
California Credit Union League Wins, Victories, and Engaged Bills
Assembly Bill Wins
AB 870
League position: Opposed.
Status: Dead (pulled by author).
League position: Supported; then opposed. While the League originally supported AB 1093 and is generally supportive of remote online notarization (RON) efforts in California, this bill was amended and proved to be problematic due to an issue with interstate recognition. The bill’s author pulled the bill at our coalition’s request and agreed to continue working on RON in the future.
Status: Dead (pulled by author).
League position: Opposed.
Status: Dead (employee-monitoring bill pulled from Assembly Privacy Committee because it did not have the votes).
League position: Opposed.
Status: Dead (chair asked the author not to hear the bill, so the bill was brought up during the hearing as testimony — only without a vote).
League position: Opposed; then neutral. Amendments include duration reduced from two years to one year; employers able to use posting as an alternative to individual notice; and reporting of cases to California Department of Public Health (CDPH) removed.
Status: Signed by the governor.
League position: Opposed.
Status: Dead (pulled from Assembly Housing and Community Development Committee because it did not have the votes).
League position: Opposed; then neutral. Amendments include adding a motion to quash.
Status: Signed by the governor.
Senate Bill Victories
League position: Opposed (a top-priority bill). We were able to significantly limit the scope of the bill, create a non-judicial process, and remove all secured debts from the bill.
Status: Signed by the governor.
League position: Opposed; then neutral. Amendments include exemption for employees of depository institutions from the employee-leave provision and cell phone provision.
Status: Signed by the governor.
League position: Opposed. Former state Community Reinvestment Act (CRA) bill amended to a Home Mortgage Disclosure Act (HMDA) data analysis bill.
Status: Dead.
League position: Opposed; then neutral. Exempted debts over $50,000, and increased interest rate charged on a judgement from 3 percent to the U.S. prime rate (with a cap of 5 percent).
Status: Signed by the governor.
League position: Opposed. The author agreed to move the bill to the inactive file and work with opponents on a new bill in the next session to accomplish the laudable goal of ensuring people with equity in their homes keep the equity even through the foreclosure process, while still preserving the non-judicial foreclosure process.
Status: Inactive file.
League position: Opposed; then neutral. The coalition was able to agree to amendments to decrease the cap on wages that could be garnished.
Status: Signed by the governor.
League-Engaged Bills
League position: Supported.
Status: Dead (held on suspense in Senate Appropriations Committee).
League position: Supported (prior was support-if-amended). The author agreed to exempt credit unions from provisions of the bill.
Status: Vetoed by the governor.
League position: Opposed; then neutral. Amendments include increased time to process refund from 25 to 60 days, and added generic notices.
Status: Signed by the governor.
League position: Opposed. The author agreed to reduce the auto exemption.
Status: Signed by the governor.
League position: Opposed. The author took amendments to remove the publication of pay data, exempt businesses with less than 15 employees from the requirement to include pay-scale in job postings, and remove the section related to employee notification of internal job openings. The bill was also removed from the CalChamber’s “Job Killer” list.
Status: Signed by the governor.
League position: Supported. The bill passed the Senate with no issues, but it almost died in the Assembly Public Safety Committee. We were able to lobby committee members to vote against the chair.
Status: Vetoed by the governor.
League position: Opposed. Removed provisions for the ability for autos to be returned during 30-day cooling off periods for military service members. Despite a heavy lobbying effort, the League was unable to remove Section 5 from the bill. This section will require any auto transaction that has a credit insurance product to now comply with the Military Lending Act.
Status: Signed by the governor.
League position: Neutral. This bill codifies the California Department of Financial Protection and Innovation’s (DFPI) new practice of asking all state-chartered financial institutions for their overdraft and non-sufficient funds (NSF) information and will make this information public.
Status: Signed by the governor.
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